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Welcome Welcome to... Paragon Credit Advisors We believe that you deserve to have great credit. We're here to help! Credit Repair Services We offer... Top Notch Credit Repair Services We will dispute negative items such as late payments, collections, charge offs and much more. Discover more Your Own Credit Advisor You'll get access to... Your Own Personal Credit Advisor We're more than just your average credit repair service. We're here to advise you on how to continue to move forward with your credit into the future. Discover more Credit Educational Tools As a client you have... Access To Credit Educational Tools Our client portal is packed with educational articles and videos that will break down everything you need to know about how to achieve and maintain excellent credit. Discover more Achieve Your Credit Goals Now you can finally... Stop Being Held Back By Your Credit If your credit has been holding you back from achieving your goals we can help. Whether you'd like to purchase a home, a vehicle or you just want great credit. Discover more Schedule A Credit Consultation Contact us today to... Schedule Your Credit Consultation Speak with one of our credit advisors for a no cost phone consultation. We will discuss your credit situation with you and determine a plan of action. Contact Us

Good credit makes for a great life

Many of your life's biggest decisions will involve credit. Don't get caught unprepared.

Buy your home

Don't let your credit stand in the way of your goals to be a home owner. Make your dream home a reality.

Get a new car

Don't get denied for an auto loan due to poor credit issues. Your dream car is wating for you.

Reach financial goals

Reduce your stress. Having great credit puts you in a position to reach your financial goals and beyond.

Qualify for a better job

Your chances of finding a great job with credit issues aren't as good. Many employers now are looking at your credit.

Lower interest rates

When you have great credit you get better interest rates. Credit issues may cause you to pay higher interest rates and cost you money.

Credit card approval

With great credit scores you have better odds at getting credit card approvals. You'll also get top tier rates and the best terms.

We can work to remove from your reports!

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Most recent credit education articles

Do You Truly Understand Equity?

By Sam WagnerMay 13, 2022

One of the things that was profound to me while speaking with my clients, was how little the average person understands how equity gains in a home, work.  I want to share with you a simple way to understand how important a home can be to building your family’s wealth.…

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Collections and Charge Offs

By Sam WagnerMay 13, 2022

Whenever someone goes 180 days late on any open account, it moves to a status called “charge off”.  This means they are now closing the account and the debt is being transitioned into a collection status.  It does not always mean there will be a separate collection account created, as…

Read more

Do Divorce Decrees Matter?

By Sam WagnerMay 13, 2022

I hear all the time from mortgage lenders that an item should not be on a report because it is not the borrower’s legal responsibility through a divorce.  However, the truth is that creditors don’t care about that piece of paper!  So, let’s explain the process so you know how…

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Experian Boost and Fico Ultra – Does it work?

By Sam WagnerMay 13, 2022

Both Experian and FICO have released score boosters in 2019.  The question is, does it help? I have been researching this to find the pros and the cons and they both have both.  So, what are they anyways? Experian Boost – allows consumers to add their utility bills, cell phone bills,…

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How Are Credit Scores Calculated?

By Jason CooperJune 1, 2021

Fair Isaac and Vantage Score hold their credit scoring formulas as a close secret much like the formula for Coca-Cola or your grandma’s legendary double chocolate-chip cookies. This can be very frustrating for consumers when they see remarks on the credit report like “too many revolving debt accounts” and not…

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What Is A Credit Score?

By Jason CooperJune 1, 2021

A credit score is a number that attempts to predict your “credit-worthiness” at any given moment. Officially, it’s supposed to predict how likely you are to become at least 90 days late on payments within the next twenty-four months. Credit scores are calculated using complex, secret formulas that are only…

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Who Can See Your Credit Report?

By Jason CooperJune 1, 2021

Under section 604 of the FCRA (15 U.S.C. section1681b), only certain people may access your credit report for certain specified reasons. Generally, this means prospective creditors. However, there are many reasons that someone may access your credit report. For example, with restrictions, a potential employer may access your credit report…

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Where Does The Information Come From?

By Jason CooperJune 1, 2021

Let’s talk about where the information on your credit reports comes from. Although the information may come from many places, it generally comes from three sources – you, public records, and your creditors. Let’s look at each of these sources and the information that they provide. From YouYes, you! You…

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What Types Of Information Are In A Credit Report?

By Jason CooperJune 1, 2021

Credit reports are not always easy to read. The truth is, the credit bureaus want it like that. The less the average consumer understands, the more likely they will not spot or complain about any errors. Personal DataThis section has identifying and employment information. It will include your full name,…

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The Difference Between Collections and Charge Offs

By Jason CooperJune 1, 2021

Whenever someone goes 180 days late on any open account, it moves to a status called “charge off”. This means they are now closing the account and the debt is being transitioned into a collection status. It does not always mean there will be a separate collection account created, as…

Read more

What’s Not Included In Your Credit Report?

By Jason CooperApril 12, 2021

Contrary to popular belief, your credit report does not contain information about your checking or savings accounts, your race, religion, gender, political affiliation, or personal lifestyle. Your credit report also does not contain medical history or criminal records.  However, your credit report is only one type of consumer report. As…

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What’s Included In Your Credit Report?

By Jason CooperApril 12, 2021

Accounts/Trade Lines: This includes credit cards, auto loans, mortgages, real estate, installment loans and revolving debt like department store cards. The report will include information on the accounts such as the balance, payment history, terms, and account status such as whether the account was put into bankruptcy, charged off, or repossessed.  …

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Simply submit the contact form and one of our knowledgeable credit advisors will reach out to you to go over your credit situation and see how we can help you reach your credit goals!

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About Us
Paragon Credit Advisors provides credit restoration services and credit education. We are dedicated to helping you develop the correct behaviors with your credit.

Paragon Credit Advisors
11811 N Tatum Blvd, Ste 3031
Phoenix, AZ 85028

(877) 317-4982

Best Scottsdale Credit Repair Companies

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Recent Posts
  • Do You Truly Understand Equity?
    May 13, 2022
  • Collections and Charge Offs
    May 13, 2022
  • Do Divorce Decrees Matter?
    May 13, 2022
  • Experian Boost and Fico Ultra – Does it work?
    May 13, 2022
  • How Are Credit Scores Calculated?
    June 1, 2021
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