Do You Truly Understand Equity?
One of the things that was profound to me while speaking with my clients, was how little the average person…
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Collections and Charge Offs
Whenever someone goes 180 days late on any open account, it moves to a status called “charge off”. This means…
Do Divorce Decrees Matter?
I hear all the time from mortgage lenders that an item should not be on a report because it is…
Experian Boost and Fico Ultra – Does it work?
Both Experian and FICO have released score boosters in 2019. The question is, does it help? I have been researching…