Collections and Charge Offs
Whenever someone goes 180 days late on any open account, it moves to a status called “charge off”. This means…
Whenever someone goes 180 days late on any open account, it moves to a status called “charge off”. This means…
I hear all the time from mortgage lenders that an item should not be on a report because it is…
Both Experian and FICO have released score boosters in 2019. The question is, does it help? I have been researching…
Fair Isaac and Vantage Score hold their credit scoring formulas as a close secret much like the formula for Coca-Cola…
A credit score is a number that attempts to predict your “credit-worthiness” at any given moment. Officially, it’s supposed to…
Under section 604 of the FCRA (15 U.S.C. section1681b), only certain people may access your credit report for certain specified…