Paragon Credit Advisors LLC to S & J Capital, LLC DBA Paragon Credit Advisors, also known as PCA
We are a credit repair company dedicated to helping our clients improve their credit scores and financial well-being. Our services are subject to the following terms and conditions:
Paragon Credit Advisors offers credit repair services, including but not limited to credit report analysis, dispute filing, credit score monitoring, and personalized credit coaching.
Our fees are based on the level of service selected by our clients. We offer several service levels, each with its own fee structure. We will provide our clients with a written agreement outlining the fees and services prior to beginning any work.
Our clients have the right to cancel our services at any time. However, fees for services already rendered will not be refunded.
Paragon Credit Advisors is committed to protecting the privacy of our clients. We will not share any personal information without the client's consent, except as required by law.
Paragon Credit Advisors cannot guarantee specific results. The success of our services depends on the accuracy of the information provided by our clients, the willingness of creditors and credit bureaus to cooperate, and other factors beyond our control.
Paragon Credit Advisors operates in compliance with all applicable laws and regulations. We will not engage in any activity that violates the law or our ethical standards.
Limitation of Liability
Paragon Credit Advisors will not be held liable for any damages, whether direct or indirect, arising from our services or our website. Our liability is limited to the fees paid by our clients for our services.
Any disputes between Paragon Credit Advisors and our clients will be resolved through arbitration, in accordance with the rules of the American Arbitration Association.
These terms and conditions are governed by the laws of the state of [State Name], without regard to conflicts of law principles.
PCA may use text messaging to communicate with clients for various purposes such as appointment reminders, notifications, and updates related to their credit repair services.
The frequency of messages may vary depending on the type of communication and client preferences.
By opting-in to receive text messages from PCA, clients acknowledge and accept that message and data rates may apply based on their carrier plan.
Stop & Help Keywords:
Clients may reply STOP to opt-out of receiving text messages from PCA. Clients may also text HELP to [number] for assistance with text messaging.
IMPORTANT: PCA is not responsible for automatic responses to messages, such as join, stop, or requests for help. All responses and actions for all keywords are the responsibility of the client's carrier.
PCA is not responsible for any delays or undelivered messages caused by the client's carrier. Clients acknowledge and accept that carriers are not liable for any messaging-related issues.
By using our services, you agree to these terms and conditions. If you have any questions, please contact us here: Contact Us.