How Are Credit Scores Calculated?
Fair Isaac and Vantage Score hold their credit scoring formulas as a close secret much like the formula for Coca-Cola…
Fair Isaac and Vantage Score hold their credit scoring formulas as a close secret much like the formula for Coca-Cola…
A credit score is a number that attempts to predict your “credit-worthiness” at any given moment. Officially, it’s supposed to…
Under section 604 of the FCRA (15 U.S.C. section1681b), only certain people may access your credit report for certain specified…
Let’s talk about where the information on your credit reports comes from. Although the information may come from many places,…
Credit reports are not always easy to read. The truth is, the credit bureaus want it like that. The less…
Whenever someone goes 180 days late on any open account, it moves to a status called “charge off”. This means…